Travel Insurance
When planning your vacation, you imagine everything going perfectly. But reality can often derail your plans — from losing a suitcase to missing your cruise because of a delayed connecting flight to having a medical emergency overseas. Travel insurance helps protect your financial investment in the wake of unforeseeable events like these and many more.
Recommended Travel Insurance Providers
What Does Travel Insurance Cover?
The most common protections provided by travel insurance relate to trip cancellation, trip interruption, and emergency medical transportation.
Trip Cancellation Coverage
Reimburses prepaid nonrefundable expenses if you have to cancel your trip because of certain unforeseen events — including a covered illness, job loss, and even acts of terror. This is especially important for DVC rentals, which are non-refundable once confirmed.
Trip Interruption Coverage
Reimburses any remaining nonrefundable payments if you start a trip but can't finish it because of a covered illness, death, or other covered circumstances. You won't lose the money for the unused portion of your stay.
Emergency Medical Transportation Coverage
Arranges and pays for transport to a medical facility — or gets you back home to receive care — if you suffer a serious covered injury or illness during your trip. This can be invaluable when you're far from home.
Additional Benefits Often Included
- Lost, stolen, or damaged luggage reimbursement
- Travel delay compensation (meals, accommodation)
- Emergency medical and dental coverage abroad
- 24/7 travel assistance hotline
- Accidental death & dismemberment coverage